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ABOUT US

Independent Benefit Counselling

  • What it is: Objective benefit, investment and legal consulting for retirement funds and employers.
  • Why it matters: Conflicted advice leads to poor outcomes. Independence ensures clarity and accountability.
  • What we do:
  • Benefit structure reviews
  • Administrator and service provider selection
  • Investment governance support
  • Legal and adjudicator responses
  • Governance and compliance advisory
  • Who benefits: Trustees, employers, management committees

Principal Officer Services

  • What it is: Independent, chartered Principal Officer support for retirement funds.
  • Why it matters: Effective fund governance requires skilled, accountable leadership.
  • What we do:
  • Statutory compliance oversight
  • Implementation of board decisions
  • Regulatory liaison
  • Governance programme execution

Independent Trusteeship

  • What it is: Appointment of experienced, independent trustees.
  • Why it matters: Independent trustees protect funds from conflicts, complacency and governance failure.
  • What we do:
  • Independent trustee appointments
  • Board support and guidance
  • Fiduciary oversight
  • Risk and governance strengthening

Compliance Monitoring

  • What it is: Independent review of governance and regulatory compliance.
  • Why it matters: Compliance is ongoing – not a once-off exercise.
  • What we do:
  • Rules and policy reviews
  • Compliance gap analysis
  • FSCA and legislative alignment
  • Governance improvement plans

Trustee Training

  • What it is: Independent training for trustees and management committees.
  • Why it matters: Knowledgeable trustees make better decisions.
  • What we do:
  • Trustee inductions
  • Governance and fiduciary training
  • Legal and regulatory updates
  • Tailored workshops

Retirement Benefit Counselling

  • What it is: Independent guidance to help members understand their retirement fund benefits and make informed decisions when exiting or retiring.
  • Why it matters: Retirement decisions are complex and often irreversible. Clear, impartial guidance helps members understand their options and avoid costly mistakes.
  • What we do:
  • Pre-retirement and exit counselling
  • Explanation of benefit options and tax implications
  • Guidance on preservation vs withdrawal decisions
  • Support with retirement and death benefit processes

Personal Financial Planning

  • What it is: Independent financial planning to help individuals structure and manage their long-term financial wellbeing.
  • Why it matters: A clear financial plan provides direction, protects against uncertainty and supports better long-term financial outcomes.
  • What we do:
  • Financial needs analysis
  • Retirement planning and income strategies
  • Investment planning and portfolio guidance
  • Risk and protection planning